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Land Purchase & Construction


PLOT + CONSTRUCTION (COMPOSITE LOAN)

Our plot purchase loans help you buy any non-agricultural plot of land on which you wish to construct your home, surrounded by something or someone you love. You can also avail a composite loan for plot purchase as well as home construction thereon. Akme Star Housing Finance offers Composite Loans towards purchase of non-agricultural land and construction on the same thereby offering end-to-end finance towards building of your dream home.

Features of Akme Composite (Plot + Construction) Loan

  1. We provide finance for purchase of plot and self-construction of residential house thereon
  2. The land may be free-hold or a plot allotted by Development Authority
  3. Trench-wise disbursement as per the stage of construction
  4. Attractive interest rates
  5. Eligibility:
    • Minimum 21 years at the commencement of the Loan
    • Upto 70 years of age at Loan Maturity
    • Borrower should have a Bank Account
    • Maximum eligible amount is dependent on applicant’s income and repaying capacity and cost of the proposed property/project, etc.
  6. Repayment option: EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).
  7. Tenure of up to 15 years
  8. We are a perfect partner for your preferred property, which may be:
    • Nagar Palika Patta
    • Society Patta
    • SDM Patta
    • Tehsildar Patta.
    • Gram Panchayat Patta

Integrated branch/Sales network that facilitates loan servicing at a branch convenient to you.

Documentation

Purpose Documents
Identity, age and address proof

1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License

For the complete list of acceptable KYC documents, please contact nearest Akme branch/sales team
Income Proof

Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary certificate (cash salaried cases)
Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years
And/ Or

2. Informal Income Documents
Other Documents

1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements

Property related documents

1. Title Deeds of the Plot ( Sale Agreement of plot in case loan is for purchase of plot)
2. Proof of no encumbrances on the property
3. Copy of the plans, approved by the Local Authorities
4. Construction estimate by an Architect / Civil engineer