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Home Loan


Purchase of Flat/Houses

Buying a home is one of the most important milestones in your life, that signifies independence, security and pride. We believe that minor issues such as the lack of sufficient documentation or the informal nature of your income should not be obstacles in realizing this dream.

We at Akme Star Housing Finance Ltd. sincerely believe in the PM’s Vision of ‘Housing for All’ and shall strive to go that extra mile for you, to be a trusted friend in this most important journey of your life. Own your little piece of heaven – a flat, a row-house or a bungalow( New or second hand depending upon their need) with our home purchase loans that are tailor-made to cater to your needs and dreams.

Features of Akme Home Purchase Loan

  1. We offer purchase loan for flat, house or bungalow from builders or Development Authorities as well as resale properties
  2. Loan amounts starting Rs 1 Lakh
  3. Eligibility:
    • Minimum 21 years at the commencement of the Loan
    • Upto 70 years of age at Loan Maturity
    • Borrower should have a Bank Account
    • Maximum eligible amount is dependent on applicant’s income and repaying capacity and cost of the proposed property/project, etc.
  4. Repayment option: EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).
  5. Attractive interest rates
  6. Tenure of up to 15 years
  7. We are a perfect partner for your preferred property, which may be:
    • Nagar Palika Patta
    • Society Patta
    • SDM/Tehsildar Patta.
    • Gram Panchayat

Integrated branch/Sales network that facilitates loan servicing at a branch convenient to you.

Documentation

Purpose Documents
Identity, age and address proof

1.Valid Passport
2.Voter ID Card
3.Aadhaar Card
4. PAN card
5. Valid Driving License

For the complete list of acceptable KYC documents, please contact nearest Akme branch/sales team
Income Proof

Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary certificate (cash salaried cases)
Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years
And/ Or

2. Informal Income Documents
Other Documents

1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements

Property related documents

1. Copy of Allotment letter/Seller's Agreement
2. Receipt/s of payment made to builder/ developer