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Housing Finance



Home Improvement Loan


EXTENSION/ IMPROVEMENT OF EXISTING HOUSE

You have scaled great heights in your professional as well as personal life. It is befitting then that your home must reflect your enhanced status as well as meet the needs of your growing family. Enlarge your home with our large-hearted home extension loans, by adding a floor, a bedroom, enclosing an open balcony, building an extra room on the terrace and much more. Akme Star Housing Finance offers loans for renovation of an existing space for a more comfortable environment and a better quality of living. This loan facilitates not only the extension as mentioned above but internal and external repairs and other structural improvements in existing home. Akme Star housing Finance Home Improvement Loans would typically cover tiling, flooring, roofing, painting, electrical work, plumbing, furniture, waterproofing and grill work for windows, etc.

Features of Akme Home Improvement Loan

  1. We offer loans for improving your home in many ways such as tiling or flooring, plaster or painting, etc.
  2. We offer loans for extending your home in many ways such as adding a floor, a bedroom, enclosing an open balcony, building an extra room on the terrace, etc
  3. Loan amounts starting Rs 1 Lakh
  4. Attractive interest rates
  5. Tenure of up to 10 years
  6. Eligibility:
    • Minimum 21 years at the commencement of the Loan
    • Upto 70 years of age at Loan Maturity
    • Borrower should have a Bank Account
    • Maximum eligible amount is dependent on applicant’s income and repaying capacity and cost of the proposed property/project, etc.
  7. Repayment option: EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).
  8. We are a perfect partner for your preferred property, which may be:
    • Nagar Palika Patta
    • Society Patta
    • SDM Patta
    • Tehsildar Patta.
    • Gram Panchayat Patta

Integrated branch/Sales network that facilitates loan servicing at a branch convenient to you.

Documentation

Purpose Documents
Identity, age and address proof

1. Valid Passport
2. Voter ID Card
3. Aadhaar Card
4. PAN card
5. Valid Driving License

For the complete list of acceptable KYC documents, please contact nearest Akme branch/sales team
Income Proof

Salaried
1. Salary Slips/ Bank Statements/ Form-16
2. Salary certificate (cash salaried cases)
Self-Employed
1. IT Returns and/ or Financial Statements of last 3 years
And/ Or
2. Informal Income Documents

Other Documents

1. Application form with photograph duly signed
2. Processing fee cheque
3. Proof of business existence
4. Last 6 months bank statements

Property related documents

1. Title Deeds of the Plot ( Sale Agreement of plot in case loan is for purchase of plot)
2. Proof of no encumbrances on the property
3. Construction estimate by an Architect / Civil engineer